See your time-and-a-half or double-time pay and how overtime affects your real take-home after federal and state taxes.
Your Details
$
Federal law (FLSA) requires time-and-a-half for any hours over 40/week for non-exempt employees. Some states set a lower threshold.
Double time (2×) is not federally required but is common in union contracts and in California for shifts over 12 hours.
⏱️
Enter your hourly rate and overtime hours to see your pay breakdown.
Your Pay Breakdown
Total Gross Pay
—
per week
Regular Pay
—
Overtime Pay
—
Eff. OT Rate
—
Regular Pay—
Overtime Pay—
Federal Tax—
State Tax—
FICA—
Take-Home—
Estimates only. Excludes local taxes, credits, and deductions.
Understanding Your Overtime Pay
Under the Fair Labor Standards Act (FLSA), most non-exempt employees are entitled to overtime pay at one and a half times their regular hourly rate for any hours worked beyond 40 in a workweek. This is commonly known as "time and a half." Some employers or union agreements may offer double time (2× the regular rate) for holidays, weekends, or hours beyond a certain threshold.
The key distinction is between exempt and non-exempt employees. Non-exempt workers — typically hourly employees or salaried workers earning below the FLSA salary threshold ($35,568/year in 2025) — must receive overtime pay. Exempt employees, usually salaried workers in executive, administrative, or professional roles above the threshold, are not entitled to overtime under federal law.
Your overtime earnings are taxed at the same rates as your regular income. There is no special "overtime tax rate." However, because overtime increases your total annual income, it may push some of your earnings into a higher marginal tax bracket. This is why your effective hourly rate for overtime — what you actually take home per overtime hour — is often less than 1.5× your regular after-tax hourly rate.
Some states have additional overtime rules. California, for example, requires daily overtime (time and a half after 8 hours in a day, double time after 12 hours). Alaska requires overtime after 8 hours per day for most workers. Always check your state's specific overtime laws, as they may provide greater protections than federal law.
This calculator uses 2025 federal income tax brackets, FICA rates (Social Security at 6.2% up to $176,100, Medicare at 1.45%), and simplified state income tax rates to estimate your after-tax overtime earnings. It shows your effective overtime hourly rate so you can see exactly what each overtime hour is worth to you after all deductions.
Common Questions
No. There is no special overtime tax rate. Overtime income is taxed exactly like regular income. However, because overtime increases your total annual earnings, it may push some income into a higher marginal tax bracket, which means the additional dollars from overtime could be taxed at a higher marginal rate than your base pay.
Under federal law, overtime is any time worked beyond 40 hours in a single workweek for non-exempt employees. A workweek is a fixed, recurring 168-hour period (7 consecutive 24-hour periods). Hours from one week do not carry over to the next — each week stands alone.
Double time means you earn 2× your regular hourly rate. Federal law does not require double time — it only mandates time and a half (1.5×). However, some employers, union contracts, or state laws (like California after 12 hours in a day) provide for double time pay.
You are generally non-exempt (entitled to overtime) if you are paid hourly or earn a salary below $35,568/year. Salaried workers above this threshold may be exempt if their duties fall under executive, administrative, professional, computer, or outside sales categories. Your employer should classify you, but misclassification is common.
Yes. Social Security tax (6.2%) applies to all wages up to $176,100 in 2025. If overtime pushes your total earnings above this cap, the additional hours won't be subject to Social Security tax — though Medicare (1.45%) applies to all earnings with no cap.
TakeHomeUS provides estimates based on 2025 IRS tax tables and state income tax schedules. Results do not constitute professional tax, legal, or financial advice — consult a qualified professional for your specific situation.